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Overview
Job Title : Senior Credit & Collection Specialist
Role Purpose :
To manage and oversee credit evaluation, collection, and risk management processes, ensuring effective cash flow, customer credit control, and compliance with company credit policies. The role contributes to financial stability by proactively monitoring, analysing, and improving credit and collection performance.
Responsibilities
Review and analyse customers’ financial statements, payment history, and market data to assess creditworthiness.
Prepare credit evaluation reports and recommend credit limits in alignment with company policies.Maintain accurate customer and credit master data in SAP systems.Monitor customer performance against limits and identify potential risks or exposure.Support automation of credit scoring and rating tools to enhance efficiency.Collections and Accounts Receivable ManagementFollow up with SBUs to ensure timely settlement of invoices and resolution of unapplied items.
Maintain and update customer ageing reports and collection schedules.Issue customer account statements and coordinate balance confirmations.Investigate and resolve billing disputes with the concerned departments.Record collection activities in SAP or approved systems and ensure accurate reporting.Coordinate with Legal on escalated collection and litigation cases.Manage SIMAH uploads and ensure compliance with credit bureau requirements.Monitor unbilled revenues and ensure proper invoicing and reconciliation.Reporting and Performance AnalysisPrepare monthly dashboards and management reports on credit and collection performance.
Analyse delinquent accounts and recommend corrective or preventive actions.Assist in Expected Credit Loss (ECL) and write-off proposal processes.Support process automation and reporting improvement initiatives using SAP and Excel tools.Coordinate with Finance, Sales, and Project teams to align on credit strategies.Contribute to internal audits, compliance activities, and process documentation.Qualifications & Experience
Bachelor’s degree in Finance , Accounting , or Business Administration .Minimum 5–7 years of experience in credit control , collections , or financial analysis .Strong understanding of SAP systems and credit risk management tools .Experience dealing with external credit bureaus and legal collection cases .Proficiency in SAP ERP , advanced Excel , and automated reporting tools .Knowledge of SIMAH reporting and credit evaluation techniques .Strong communication , negotiation , and analytical abilities.Proven problem-solving and stakeholder management skills.Professional certifications such as CFA , CPA , or Credit Management Certificate are a plus.Seniority level
Mid-Senior levelEmployment type
Full-timeJob function
Accounting / Auditing and FinanceIndustries
Energy Technology and Services for Renewable EnergyIs this job expired? No explicit expiration notice found in the description.
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