Senior Credit Risk Manager

To identify and manage credit risks. To develop and implement a comprehensive and effective credit risk management framework that meets established internal standards, aligns with industry best practice and Ekman’s risk profile. To support credit strategy implementation through development of policy, monitoring and forecasting credit portfolio risk.

Job Responsibilities :

• Develop the annual business plans for the department ensuring alignment to the function’s strategic plan.
• Contribute to the formulation and implementation of the strategy in line with EMKAN’s vision, mission and Business Focus Areas.
• Report on the progress of activities against the annual business plans, opportunities, challenges and issues faced, mitigations taken, etc. as required, to facilitate informed decision-making.
• Build and lead a motivated, engaged and competent manpower throughout the division, by setting priorities and objectives, managing performance, and providing ongoing feedback and coaching to meet the departmental challenges and goals.
• Serve as a role model for the Credit Risk to ensure employees awareness and commitment to EMKAN’s vision, mission, values, EMKAN fundamentals and corporate strategy to establish a highly engaged and motivated manpower, and continuously improve performance.
• Manage Credit Risk staff and teams by overseeing their performance management, recruitment, training and development to ensure high levels of engagement and competence and motivated work environment.
• Manage employee performance and development by assigning individual performance targets and development objectives at least on an annual basis.
• Direct and supervise the activities and work of subordinates by providing formal and informal feedback regularly and on a timely basis, to ensure that all work is carried out in an efficient manner and in accordance with set individual targets
• Recommend an optimum organization structure for the Credit Risk in coordination with the Human Resource Department, to ensure efficient and effective workflow of operational processes and optimal utilization of resources.
• Collaborate with Human Resource department in development of business unit’s manpower plan to ensure timely and best-of-class delivery of tasks.
• Prepare and recommend the department’s budget in alignment to the respective annual business plan.
• Oversee costs and activities are monitored on a regular basis highlighting any relevant opportunities and issues, to facilitate appropriate decision-making in line with changing priorities.
• Manage the implementation and contribute towards the development of Credit Risk policies, systems, processes, procedures and controls covering all areas of the function so that all relevant procedural / legislative requirements are fulfilled while delivering a quality, cost-effective service in a consistent manner.
• Manage the continuous improvement of existing policies, processes and procedures to drive incremental benefits through efficiencies and better insights and analysis.
• Build high levels of trust and understanding with internal and external stakeholders to promote full compliance with industry regulations and promote broader understanding of EMKAN interests and practices.

Qualification and Experience :

Seniority Level

Not Applicable

Employment Type

Full-time

Job Function

Management, Consulting, and Other

Industries

Financial Services, Banking, and Investment Banking

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