Head of Compliance

Head of Compliance, Tabby | تابي

Department : Compliance

Location : Riyadh, Saudi Arabia

About the role As the

Senior Compliance Manager – KSA , you will lead Tabby’s compliance strategy and framework in Saudi Arabia, ensuring full adherence to

SAMA regulations , AML / CTF obligations, and all relevant legal frameworks. You will act as the

Company’s Compliance Officer and MLRO , serving as the primary point of contact with regulators, owning governance structures, and embedding a strong culture of compliance across the business. This senior leadership role balances regulatory obligations with business growth, ensuring Tabby continues to scale responsibly and sustainably in one of its most strategic markets.

Key Responsibilities

Lead the design, implementation, and continuous enhancement of Tabby’s compliance framework in alignment with

SAMA regulations

and Saudi Arabian laws.

Serve as the primary point of contact with

SAMA , managing inspections, audits, regulatory inquiries, and license obligations.

Act as the

Money Laundering Reporting Officer (MLRO)

for Tabby KSA, ensuring robust AML / CTF policies, suspicious transaction reporting (STR), and sanctions compliance.

Develop and maintain compliance governance structures, including policies, monitoring, reporting, and escalation frameworks tailored to the Saudi market.

Oversee regulatory reporting and ensure timely submission of all SAMA and ZATCA filings, disclosures, and prudential returns.

Conduct periodic compliance and AML risk assessments, identifying and mitigating key regulatory and financial crime risks.

Provide strategic guidance to senior leadership on compliance implications of new products, partnerships, and business models.

Drive compliance awareness across the organization by leading training programs and embedding compliance into day‑to‑day operations.

Collaborate cross‑functionally with legal, risk, product, CX, operations, and finance teams to ensure compliance is integrated at every stage.

Stay on top of regulatory developments, SAMA circulars, and global best practices, proactively adjusting policies and frameworks to ensure ongoing compliance.

Represent Tabby in industry and regulatory forums, building strong relationships with regulators, auditors, and external stakeholders.

Skills, Knowledge and Expertise

8+ years of experience in compliance, legal, or regulatory roles within

financial services, fintech, or payments , including senior leadership exposure.

Proven expertise in

SAMA regulations, AML / CTF frameworks, sanctions compliance, KYC / CDD / EDD, transaction monitoring, data privacy, and consumer protection .

Track record of managing direct relationships with

SAMA

and other regional regulators.

Strong understanding of

BNPL, digital payments, e‑wallets, and fintech

operations in Saudi Arabia.

Experience serving as a

Compliance Officer / MLRO

or equivalent for a regulated financial institution.

Excellent leadership and people management skills, with the ability to influence across senior stakeholders.

Strong analytical and problem‑solving skills with the ability to apply regulations pragmatically to business operations.

Bachelor’s or Master’s degree in

Law, Finance, Business Administration, or a related field ; professional certifications (e.g., CAMS, CCO, ICA) are highly desirable.

Bilingual proficiency in

Arabic and English .

Who will excel? The ideal candidate thrives in fast‑moving, high‑growth environments, is comfortable engaging with regulators at the highest level, and knows how to balance compliance requirements with business strategy. They will be a strong communicator, a strategic thinker, and a hands‑on leader who can build robust frameworks while enabling innovation.

And in return, we offer :

A global team of inspired professionals and a truly

inclusive company culture .

100% trust and freedom to apply your vision from day one.

Employee Stock Options Program – because Tabby belongs to every one of us.

Relocation support and guidance through the entire process.

Remote‑first setup, with regular opportunities to connect and collaborate in person.

Learning and growth opportunities in one of the

fastest‑growing fintech companies

in the region.

Devices and tools you need to succeed.

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