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Installment Account Manager
Installment Account ManagerSSC HR Solutions • Riyadh, Riyadh Province, SA
Installment Account Manager

Installment Account Manager

SSC HR Solutions • Riyadh, Riyadh Province, SA
13 days ago
Job type
  • Quick Apply
Job description

Job Purpose :

Manage and develop the company's relationship with installment providers to ensure sales growth, smooth operations, compliance, and improved profitability of installment offers across all channels (store, e-commerce, mobile app).

Responsibilities Key Responsibilities

1. Business and Contract Development

  • Research and select suitable installment providers, and manage negotiations on terms, commissions, and service level agreements.
  • Prepare and review agreements and addenda (fees, credit limits, return policy, disputes).
  • Develop a map of installment offers tailored to different seasons and customer segments (0% fees / seasonal installments / down payment).

2. Relationship and Partnership Management

  • Serve as a single point of contact for each provider, and conduct monthly / quarterly performance review meetings.
  • Lead joint marketing and sales plans (co-marketing) and define target shares / campaigns. 3. Operational and Technical Integration
  • Coordinating with the IT team to integrate APIs / SDKs / payment gateways and testing environments
  • Unifying the customer journey across POS and e-commerce platforms
  • Monitoring and managing downtime and errors with the provider and within the Service Level Agreement (SLA)
  • 4. Governance, Compliance, and Risk

  • Ensuring that installment offers comply with internal policies and relevant regulatory requirements
  • Managing objections and disputes and establishing a clear escalation mechanism
  • 5. Financial Reconciliations and Reconciliation

  • Monitoring daily / weekly settlement and collection schedules and reconciling transactions with sales orders
  • Reviewing discounts / commissions, administrative fees, and settlement variances, and addressing any discrepancies
  • Providing periodic financial reports on net income, revenue, and any outstanding amounts
  • 6. Sales and Customer Service Empowerment

  • Train sales and customer service staff on available installment programs.
  • Monitor the customer experience from approval to delivery and after-sales support.
  • 7. Marketing and Sales Growth

  • Monitor the implementation of installment campaigns (digital / in-store channels) and track their impact on sales.
  • 8. Analytics and Dashboards

  • Build a dashboard showing : installment selection rate, approvals, rejections, cart value, conversion rate, and returns.
  • Analyze reasons for rejections and improve policies with providers (thresholds, evaluation criteria).
  • 9. Documentation and Reporting

  • Prepare weekly / monthly reports for management : installment sales, profitability, risk indicators, and opportunities for improvement.
  • Requirements

    Requirements

  • Bachelor’s degree in Business Administration, Finance, Economics, or a related field (MBA is a plus).
  • 3–5 years of experience in partnerships management, financial services, or payment solutions — preferably in retail or e-commerce sectors.
  • Strong knowledge of installment programs , BNPL (Buy Now, Pay Later) solutions , and payment gateway integrations .
  • Solid understanding of contract negotiation , financial reconciliation , and commission structures .
  • Experience working with cross-functional teams (IT, Finance, Sales, Marketing, and Customer Service).
  • Excellent analytical and problem-solving skills with high attention to detail.
  • Strong communication and negotiation skills to manage and influence external partners.
  • Proficiency in Excel , Power BI , or other analytics tools for building performance dashboards.
  • Ability to manage multiple projects simultaneously and meet tight deadlines.
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    Account Manager • Riyadh, Riyadh Province, SA

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