Financial Credit Analyst- KSA

Responsibilities

• Analyze data related to credit facility requests received by the department and record recommendations for use by relevant bank entities in decisions regarding new lending / investments, renewals, modifications, and restructuring of existing loans / investments.
• Conduct in-depth analysis of available data to enhance the identification, assessment, and measurement of risks more effectively and efficiently for all credit decisions.
• Provide decision-makers with accurate figures, information, data, and analyses to ensure sound credit decisions aligned with the bank’s objectives.
• Review and analyze credit information and any matters related to credit reports, including studying the economic sector’s situation, financial solvency and sustainability, collateral status, guarantors, etc.
• Prepare detailed credit reports on borrowers, covering their credit standing, repayment capabilities, potential default risks, and the benefits of establishing / maintaining relationships with them, record observations, and submit to the direct supervisor.
• Provide all required data and reports to relationship managers and the direct supervisor upon request to facilitate decision-making and recommendation processes.
• Contribute to the analysis of projected cash flows by preparing necessary reports and supplying the direct supervisor with all relevant data and information.
• Keep the direct supervisor informed of all developments, events, and economic reports related to market sectors, credit portfolios, and clients.
• Provide necessary support for all corporate-related projects and supply relevant parties with data / reports / information as needed.

Qualifications

#J-18808-Ljbffr