Credit Risk Assessment Consultant – Auto Financing
SoumWorkFromHome, Al-Qassim Province, Saudi Arabia30+ days ago
Job descriptionCredit Risk Analysis : Experience with consumer credit evaluation, ideally in auto-financing or personal loans; Understanding of DSR (Debt Service Ratio), loan-to-value, credit scoring models, and affordability checks; Ability to design or review credit policies for used cars, salaried vs. self-employed, etc. Familiarity with SAMA Regulations : Working knowledge of SAMA’s financing regulations, including Fair Credit Terms, KYC, AML, and consumer protection; Understanding how credit decisions must align with regulatory compliance in KSA. Data & Tech Fluency : Comfort working with credit data inputs from SIMAH / Bayan Credit Bureau, Open Banking APIs (e.g., income and obligation analysis); Ability to work with or define eligibility models, and help refine your risk engine logic; Familiarity with basic Excel modeling and tools like Power BI / Looker / Metabase for analyzing credit outcomes. Process & Workflow Design : Experience designing or reviewing credit approval workflows (manual or automated); Ability to define stages such as pre-screening → document check → scoring → final offer. Stakeholder Alignment : Able to collaborate with tech, ops, and compliance teams to ensure credit logic is embedded in product design; Experience working with LOS (Loan Origination Systems) or CRM systems is a plus. Prior work at a BNPL, auto-leasing, or consumer finance company Help with pilot program design to test risk logic in-market Familiarity with machine learning basics to support collaboration with data teams on smarter credit models
Credit Risk Assessment Consultant – Auto Financing
3 weeks ago Be among the first 25 applicants
Get AI-powered advice on this job and more exclusive features.
Role Name : Credit Risk Assessment Consultant – Auto Financing
Location : Saudi Arabia (Remote)
Work Week : Sunday – Thursday
Working Hours : 9 : 00 AM – 6 : 00 PM (Saudi Arabia Standard Time)
Role Summary
We are seeking a consultant to advise on the development of our auto-financing risk assessment logic, with a focus on affordability, creditworthiness, and data-driven decision-making.
Role & Responsibilities
- At least 7 years of experience in risk management, with a strong preference for backgrounds in consumer lending or auto-financing
- Advise on DBR calculation, income / obligation evaluation, and risk tiers
- Review and refine credit approval frameworks
- Provide market and regulatory insight to guide model assumptions
- Validate proposed policies against market data and SAMA expectations
- Design customer segmentation logic based on risk and affordability profiles to guide product eligibility criteria
- Collaborate with data and engineering teams to translate risk logic into actionable rule engines and scoring models
- Define and monitor key credit KPIs, such as approval rate, default risk, early delinquency, and portfolio performance
- Support stress testing scenarios to assess the resilience of credit models under macroeconomic shifts
- Review third-party data sources (e.g., Open Banking, SIMAH, employer databases) for integration into credit decision-making
- Ensure credit policies comply with evolving SAMA regulatory frameworks and align with Sandbox expectations
Requirements
Nice-to-Have Skills
#J-18808-Ljbffr
Create a job alert for this search
Credit Risk Assessment Consultant Auto Financing • WorkFromHome, Al-Qassim Province, Saudi Arabia
Related jobs
- Promoted
- Governance, Risk & Compliance (GRC) Manager
TAWANTECHRiyad Al Khabra, Al-Qassim Province, Saudi Arabia We are seeking an experienced Governance, Risk & Compliance (GRC) Manager to lead IT governance, risk, and compliance initiatives in alignment with SAMA IT Governance Framework and international be...Show moreLast updated: 30+ days ago
- Promoted
Luxury Cars Sales Specialist
Arbete CareersRiyad Al Khabra, Al-Qassim Province, Saudi Arabia About the job : Luxury Cars Sales Specialist.Our client, a leading automotive company and one of the top 10 global automotive brands, is hiring for the position of Car Salesperson or Auto Sales Repr...Show moreLast updated: 30+ days ago
- Promoted
Trade Finance Professional
Euro Exim BankWorkFromHome, Al-Qassim Province, Saudi Arabia Lucia, West Indies, Euro Exim Bank is an award-winning international trade finance institution providing trade solutions for importers, contractors, and exporters.
We have a Class ‘A’ international ...Show moreLast updated: 30+ days ago
- Promoted
Financial Credit Analyst- KSA
Bank of JordanRiyad Al Khabra, Al-Qassim Province, Saudi Arabia Analyze data related to credit facility requests received by the department and record recommendations for use by relevant bank entities in decisions regarding new lending / investments, renewals, ...Show moreLast updated: 30+ days ago
- Promoted
Head of Compliance - Finance
Premium Solutions ConsultancyRiyad Al Khabra, Al-Qassim Province, Saudi Arabia We are seeking a highly experienced.AML functions for a reputable financial institution in Riyadh.The role ensures the organization meets its regulatory obligations, mitigates compliance risks, and...Show moreLast updated: 30+ days ago
- Promoted
Fintech Partnerships Lead
PayTech Nexus LtdRiyad Al Khabra, Al-Qassim Province, Saudi Arabia Fintech Partnerships lead / GCC experience required.Fintech Partnerships & Engagement Process : .Fintech Partnerships & Engagement Process.
Experience in identifying, evaluating, and negotiating partner...Show moreLast updated: 30+ days ago
- Promoted
Senior Consultant, Security Risk Consulting
Control RisksRiyad Al Khabra, Al-Qassim Province, Saudi Arabia Undertaking fee earning consultancy, including but not limited to security risk assessments (site / project / ), security policy and planning consultancy, security operational planning, security te...Show moreLast updated: 30+ days ago
- Promoted
Finance Lead
InnovationTeamRiyad Al Khabra, Al-Qassim Province, Saudi Arabia We are seeking a qualified Finance Lead to oversee our accounting operations and support strategic financial initiatives.
Reporting directly to the Finance Director, this role offers the opportunity...Show moreLast updated: 30+ days ago
- Promoted
Trade Finance Professional
TrdfinWorkFromHome, Al-Qassim Province, Saudi Arabia Euro Exim Bank, an award-winning global financial institution is seeking freelance-based professionals who are truly Passionate About Sales.
Your main task is to attract new clients involved in inte...Show moreLast updated: 30+ days ago
- Promoted
Strategic Sales Executive - Lending / Credit Solutions (Middle East)
SAP FioneerRiyad Al Khabra, Al-Qassim Province, Saudi Arabia In this role, you will be instrumental in expanding our footprint across key markets by identifying opportunities, engaging stakeholders, and driving end-to-end sales cycles.Drive new business deve...Show moreLast updated: 12 days ago
- Promoted
Presales Consultant
Tarjama&Riyad Al Khabra, Al-Qassim Province, Saudi Arabia As our Presales Consultant, you will act as a trusted advisor to customers and prospects, bridging the gap between business needs and Arabic.
This role will be responsible for understanding client r...Show moreLast updated: 30+ days ago
- Promoted
Credit Risk Assessment Consultant - Auto Financing
SOUMAl Qassim Region, Al Qassim Region, Saudi Arabia Role Name : Credit Risk Assessment Consultant – Auto Financing.Location : Saudi Arabia (Remote).Working Hours : 9 : 00 AM – 6 : 00 PM (Saudi Arabia Standard Time).
Role Summary : We are seeking a consultant...Show moreLast updated: 30+ days ago
- Promoted
Risk Manager
ItalconsultRiyad Al Khabra, Al-Qassim Province, Saudi Arabia Department : Project Control Office.To conduct project risks and issues identification, evaluation, mitigation and development of risk and issues prevention strategies.
Assist all Project members in...Show moreLast updated: 12 days ago
- Promoted
Security Risk Management Specialist
CanonicalWorkFromHome, Al-Qassim Province, Saudi Arabia In security risk management we're looking to harness the power of industry best practice combined with driving new innovation on how we do security risk assessments and modelling.Our security risk ...Show moreLast updated: 30+ days ago
- Promoted
Credit Risk Assessment Consultant – Auto Financing
SOUMWorkFromHome, Al-Qassim Province, Saudi Arabia Role Name : Credit Risk Assessment Consultant – Auto Financing.Location : Saudi Arabia (Remote).Working Hours : 9 : 00 AM – 6 : 00 PM (Saudi Arabia Standard Time).
Role Summary : We are seeking a consultant...Show moreLast updated: 30+ days ago
- Promoted
Program Lead-Security and Loss Prevention
NinjaRiyad Al Khabra, Al-Qassim Province, Saudi Arabia As the Program Lead for Security and Loss Prevention at Ninja, you will be responsible for analyzing operational data to identify security risks, uncover patterns of loss, and develop data-backed p...Show moreLast updated: 4 days ago
- Promoted
Enterprise Governance, Risk & Compliance (GRC) Manager
LucidyaRiyad Al Khabra, Al-Qassim Province, Saudi Arabia Establish and maintain the Enterprise Governance Framework, aligning policies, processes, and decision‑making with corporate objectives.
Lead policy governance across departments, ensuring version c...Show moreLast updated: 10 days ago
- Promoted
Chief Risk Officer- KSA
Bank of JordanRiyad Al Khabra, Al-Qassim Province, Saudi Arabia Ensures compliance with all applicable cybersecurity regulations and standards in the region, especially those issued by the Saudi Arabian Monetary Authority (SAMA), and provides necessary support ...Show moreLast updated: 30+ days ago